Insurance and Financing

Wiser Smiles works with most major PPO dental insurance carriers, and accepts Medicare plans through Humana and United Healthcare, so the care you need is covered as fully as your plan allows.

Insurance paperwork should never be the reason treatment waits. Our team verifies your benefits before your visit, explains what your plan covers in plain language, and files your claims for you.

Plans we work with include:

Dental benefits are confusing by design. Deductibles, annual maximums, waiting periods, and frequency limits all affect what you actually pay, and most patients never see those details explained.

Before treatment begins, we walk you through your estimated coverage, your out-of-pocket portion, and how much of your annual maximum remains. You will have a written estimate in hand and time to ask questions before you decide anything.

Do not see your plan listed? Call us at (954) 771-7100. We accept many plans beyond those listed above and are happy to verify your specific coverage.

For treatment your insurance does not fully cover, we partner with trusted financing companies so you can start care now and pay over time. CareCredit and Sunbit both offer fast approvals with options that fit a range of credit histories, and we also work with Cherry, Alphaeon, and HFD.

Our team will help you compare monthly payment options and choose the plan that makes the most sense for your budget.

From preventive visits to implants and full-mouth care, we help patients phase treatment when appropriate so the most urgent needs are handled first.